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Archive for the 'News|Views' Category

Real Estate Capital Scoreboard – August, 2010

Yazan: RECI | 06 August 2010 | No Comments
Categories: News|Views, Scoreboard

Conservatively underwritten income-property loans are precious commodities capturing premium pricing and terms.

Realty Capital Markets State of the Union

Yazan: RECI | 06 February 2010 | No Comments
Categories: News|Views

Timing is excellent for securing debt based on the following conditions: (1) Recovering economy, (2) Ample supply of capital and (3) Limited supply of financeable real estate assets.

Real Estate Capital Market Leaders Cautiously Optimistic

Yazan: RECI | 04 February 2010 | No Comments
Categories: News|Views

The biggest trick will be finding suitable real estate investments as the property markets are recovering slower than the capital markets.

What's wrong with a real estate correction?

Yazan: realtycapital | 15 May 2009 | No Comments
Categories: News|Views

The real estate correction is just that… a true correction of values based on historical norms.

Real Estate Capital Markets 2009 Outlook – More Questions than Answers

Yazan: RECI | 11 February 2009 | No Comments
Categories: News|Views

Challenging market conditions as many lenders wait on the sidelines.

How Long Will Mortgage Gridlock Paralyze Commercial Realty Markets?

Yazan: realtycapital | 08 December 2008 | No Comments
Categories: News|Views

“Tow the line in 2009; If not then, try 2010.”

SPECIAL REPORT: MORTGAGE MARKETS IN TURMOIL

Yazan: realtycapital | 21 November 2008 | No Comments
Categories: News|Views

People have more questions than answers.

Mining for Land Loans

Yazan: RECI | 20 November 2008 | No Comments
Categories: Education, News|Views

The key with land loans is relationship lending with seasoned and well-capitalized sponsorship.

Cash is King in the Real Estate Capital Kingdom

Yazan: realtycapital | 12 November 2008 | No Comments
Categories: Education, News|Views

“No Go” Without Cash Flow…

Is There Any Correlation between Capitalization Rates and Years?

Yazan: realtycapital | 22 October 2008 | No Comments
Categories: Education, News|Views

Numerology Adds Humor to Real Estate Capital Valuation Principals in an Uncertain Market.…

"Mission Money" Keeps Commercial Realty Markets Afloat

Yazan: realtycapital | 08 October 2008 | No Comments
Categories: News|Views

Mission Funds will play an even more important role in supporting real estate capital markets as many conventional funds stay sidelined.

Seven Percent – The New Mortgage Rate Benchmark for Income Properties

Yazan: realtycapital | 06 October 2008 | No Comments
Categories: News|Views

Rates climb to a higher new benchmark.

Mortgage Lending Reaches Extremes

Yazan: realtycapital | 15 July 2008 | No Comments
Categories: News|Views

Low leverage and opportunity lending cover both ends of the market, as funds remain high-priced.

New Daily Newscast Updated for Income-Property Capital Yields

Yazan: RECI | 03 May 2008 | No Comments
Categories: News|Views, The Institute

Listeners asked for more extensive coverage of the markets, but wanted us to keep the Rateline brief and simple — RECMD is the solution.

Reliability… The Most Important Word in Today’s Realty Equity Markets

Yazan: realtycapital | 11 February 2008 | No Comments
Categories: News|Views

Reliability – equal with price – has risen as a primary consideration in seller decisions.

2008 Real Estate Capital Outlook – Low Interest Rates and Funding Volume

Yazan: RECI | 06 February 2008 | No Comments
Categories: News|Views

More regulators expected to audit realty lenders in the face of eroding economics.

Landing Land Loans

Yazan: realtycapital | 08 November 2007 | No Comments
Categories: Education, News|Views

Land development ventures will be one of the best investment opportunities available, particularly broken deals that can be completed by seasoned players with solid financial backing.

Student Housing Financing Update

Yazan: realtycapital | 29 October 2007 | No Comments
Categories: News|Views

Student housing is truly one of the last attractive development frontiers.

Eight Trends in Successful Construction Loan Financing

Yazan: realtycapital | 26 September 2007 | No Comments
Categories: Education, News|Views

Underwriting Criteria More Stringent, Yet Realty Construction Funds Available.

Realty Investors Scramble For Equity Yields

Yazan: realtycapital | 22 September 2007 | No Comments
Categories: News|Views

Higher Yield Preferences Expand Risk Tolerances.

"Long Story Short" – Ten Reasons for Locking into Long-Term Realty Financing

Yazan: realtycapital | 19 September 2007 | No Comments
Categories: Education, News|Views

Despite Market Turmoil, Long-Term Permanent Loans Find Best Mortgage Pricing.

Heavy Competition for Industrial/Warehouse Loans

Yazan: RECI | 15 September 2007 | No Comments
Categories: News|Views

Industrials stay in favor due to tenant-driven supply restraints. The shorter construction cycle keeps spec and preleased development nearly in tandem.

Industrial-property rate informatio

LIBOR-Priced Mortgages – Time for a Checkup

Yazan: realtycapital | 15 September 2007 | No Comments
Categories: Education, News|Views

When should floating-rate loans be used?

"Dial4News" Technology Launched

Yazan: realtycapital | 10 September 2007 | No Comments
Categories: Education, News|Views, The Institute

Affordable Phone Answering Service System Delivers Automated, Continuous News.

Realty Capital Markets Value Sponsorship

Yazan: realtycapital | 15 June 2007 | No Comments
Categories: Education, News|Views

Five Tips on Sizing the Borrower for Income Property Loans.

A Long Story Short: Tens Reasons for Locking into Long-Term Realty Financing

Yazan: realtycapital | 20 April 2007 | No Comments
Categories: Education, News|Views

Long-Term Permanent Loans Find Best Mortgage Pricing.

Loan Amortization – The Overlooked Underwriting Variable

Yazan: realtycapital | 11 April 2007 | No Comments
Categories: Education, News|Views

Loan Payment Format Leads to Better Cash Flow Management.

Medical-Service Properties Climbing Property Preference Charts

Yazan: realtycapital | 15 March 2007 | No Comments
Categories: News|Views

Investors Ride Population Curve.

Mortgage Pricing Continues Narrowing between Credit and Non-credit Loans

Yazan: realtycapital | 09 March 2007 | No Comments
Categories: Education, News|Views

Intense Competition Creates Slimmer Risk Margins.

Capitalization Rates Stay Trim

Yazan: realtycapital | 21 February 2007 | No Comments
Categories: News|Views

Rising Interest Rates Have Minimal Impact on Property Values.

Fune-tuning a Permanent Mortgage

Yazan: realtycapital | 26 January 2007 | No Comments
Categories: Education, News|Views

Any underwriting advantage helps win deals above and beyond rate and term.

The Double-Digit Delight – Mortgage Spreads Continue Dropping

Yazan: realtycapital | 08 January 2007 | No Comments
Categories: News|Views

Spreads below 100 basis points over treasuries more common for commercial mortgages

Spec Construction Loan Update

Yazan: realtycapital | 10 December 2006 | No Comments
Categories: News|Views

Ample Funds Available For Projects Without Tenants.

Mortgage Pricing Continues Narrowing between Credit and Non-credit Loans

Yazan: realtycapital | 15 November 2006 | No Comments
Categories: Education, News|Views

Intense Competition Creates Slimmer Risk Margins.

Three Underwriting Tweaks Maximize Income-Property Loans

Yazan: realtycapital | 15 October 2006 | No Comments
Categories: Education, News|Views

Fine-tuning Yields Better Pricing and Leverage

Hospitality Lending In Full Swing

Yazan: realtycapital | 08 October 2006 | No Comments
Categories: News|Views

Capital Markets rest comfortably with lodging properties.

Five Reasons to Refinance Apartments Today

Yazan: realtycapital | 15 September 2006 | No Comments
Categories: News|Views

Lenders Still Prefer Apartments as a Favorite Property Type

Realty Capital Markets Pour Funds Into Office Buildings

Yazan: realtycapital | 10 September 2006 | No Comments
Categories: News|Views

Office Buildings Back in Favor.

Retail Properties Command Best Realty Capital Market Pricing

Yazan: realtycapital | 14 August 2006 | No Comments
Categories: News|Views

Retail properties rank high on lenders’ lists.

US-RateWatch Toll-Free Capital Market Phone Service

Yazan: realtycapital | 14 August 2006 | No Comments
Categories: News|Views, The Institute

News Service Provides Hourly Updates on Commercial Mortgage Rate Changes

Commercial Real Estate Capital Markets Happy with Fed's Announcement

Yazan: realtycapital | 06 August 2006 | No Comments
Categories: News|Views

Steady interest rate policy aides borrowers with construction loans and floating-rate debt.

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Chicago, Illinois, August 2, 2010 – Mid-year key economic indicators point to a more moderate recovery.  During July, benchmark treasuries moved within a quarter point range and settled lower by about 20 basis points for five-year notes, while ten-year notes moved down less than 10 basis points, respectively.  Mortgage spreads continued to barely tighten, netting slightly lower overall rates. Throughout the first half of the year, lenders have been scouring the realty markets in search of performing projects with stabilized cash flow.  Yet limited opportunities may be found.  Simultaneously, scant funding options are available for projects without cash flow performance.   Few capital sources reach for deals on longer-term cash flow projects, unless substantial equity exists.  With mortgage rates starting in the mid-4% range for longer term debt of seven years or greater, borrowers are migrating from floating-rate to fixed-rate debt.  As rates are at historical lows, focus on loan terms - other than pricing - include the following:  Loan-to-value sizing dominates underwriting funding limits, as debt service coverage ratios are relatively high due to low rates Subordination and non-disturbance agreements are more important to lenders as various players in the capital stack (e.g., mezzanine and preferred equity) take on new positions in situations where developer equity is reduced or eliminated Real estate tax and insurance collection conditions are more stringent, with lenders seeking tighter control in case of default Property insurance carriers must meet higher standards due to default within the industry Unauthorized transfers are no longer covered by most title policies, adding additional recourse carveouts Skip Perry, Real Estate Capital Institute advisory board member notes that "lenders want quality loans, and are willing to sacrifice yield in return for safety of principal."  He suggests, "conservatively underwritten income-property loans are precious commodities capturing premium pricing and terms.”